What we do

Loans and credit repair, handled end to end.

From your first home to your next commercial deal, EPCC-Funding pairs the right product with clear guidance — so every decision feels informed, not overwhelming.

Every client works directly with Jaasiel Rubio, founder and lead loan officer (NMLS #2479330) — a bilingual mortgage expert who guides you personally at each step. Reach him at561-318-2944.

Residential mortgages

Conventional, FHA, VA, and jumbo loans for buying or refinancing a home.

  • Purchase & refinance
  • Fixed and adjustable rates
  • Rate & term optimization

First-time buyer programs

Step-by-step guidance and honest numbers to make your first purchase feel simple.

  • Pre-qualification guidance
  • Budget & affordability review
  • Plain-English walkthrough

Commercial financing

Capital for investment, mixed-use, and owner-occupied commercial properties.

  • Investment & rental
  • Mixed-use & multifamily
  • Owner-occupied deals

Refinancing

Lower your rate, tap equity, or consolidate — with the math shown up front.

  • Cash-out refinance
  • Lower monthly payment
  • Shorten your term

Credit repair

A guided plan to strengthen your credit profile before and after you borrow.

  • Report review
  • Dispute strategy
  • Score-building roadmap

Partner support

Dedicated help for realtors and accountants guiding clients through financing.

  • Fast pre-qualifications
  • Co-branded client updates
  • Reliable closing timelines

How it works

Four simple steps from first hello to funded.

01

Talk it through

Share your goals and situation in a quick, no-pressure call.

02

Get your options

We compare programs and show you honest numbers side by side.

03

Apply with confidence

We prepare the paperwork and keep you posted at every step.

04

Close & celebrate

Sign, fund, and move forward — with a partner for what comes next.

Not sure which fits?

We'll help you figure it out in one short conversation.

Talk to an advisor